Korrelacioni ndërmjet qeverisjes së korporatës, menaxhimit të rrezikut dhe performancës së bankave

Autorët

  • Artur Ribaj
  • Klea Sinani

Abstrakti

Çfarë mund të ndikojë në performancën e një banke? Bazuar në analizën e literaturës e të dhënave nga hulumtimi për bankat, evidentojmë rëndësinë e respektimit të qeverisjes së korporatës, praktikave të mira të qeverisjes dhe menaxhimit efektiv të rrezikut. Këto kanë korrelacion pozitiv me performancën e bankës. Rezultatet tregojnë se qeverisja e mirë duke vepruar vetem në interes të aksionarëve mund të çojë në marrjen e tepruar të rrezikut; në këtë kuptim, mund të ndodhë një konflikt interesi midis palëve të interesuara dhe aksionerëve, që përpiqen të maksimizojnë përfitimin e tyre. Mirëqeverisja dhe Manaxhimi rreziqeve mund të përforcohen nga Banka e Shqipërisë duke ndikuar në reduktimin e ekspozimit më të lartë ndaj rrezikut të bankave, përmes përmirësimit të kuadrit rregullator, dhe implementimin eficent të mbikëqyrjes, auditmit dhe masave macroprudenciale.

Fjalët kyçe:

Banka, Qeverisja e korporatave, Manaxhimi rrezikut, Performanca

Shkarkimet

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Botuar

2024-11-24

Si të citoni

Ribaj, A., & Sinani, K. (2024). Korrelacioni ndërmjet qeverisjes së korporatës, menaxhimit të rrezikut dhe performancës së bankave. Optime, (1), 393–406. Retrieved from https://albanica.al/optime/article/view/5901

Numri

No. 1 (2024): Optime

Seksioni

Articles